About Us

Frederick MenslageLocated in Carlsbad, California, Health & Insurance Services has been serving the needs of individuals and groups throughout CA for 20 years. Health insurance should not be considered a luxury. In the event of an illness or health emergency, medical bills can mount quickly if you are uninsured, impacting your financial stability.

Health insurance policies are complex and they change from year to year, and health care insurance will change again as the Affordable Care Act goes into effect. Finding affordable, comprehensive health insurance coverage requires the assistance of an insurance agent who knows the plan details inside and out. Frederick Menslage of Health & Insurance Services understands how important it is for you to be aware of exactly what you are getting with the health plan you select. He explains each part of the insurance policy, whether it is the detailed benefit coverage, deductibles or co-pay amounts until you are fully aware of all the specifics. His service is completely free and at no obligation, and he will happily answer your health insurance questions and concerns throughout the selection process and after you have purchase coverage. Health & Insurance Services takes pride in offering superior customer service to insurance shoppers as well as those who purchase an insurance policy through the agency.

For answers to your questions or to review your insurance options, please do not hesitate to contact us. To speak with Frederick Menslage, call 800 251-0364.

Health & Insurance Services
2768 Loker Ave. West #100
Carlsbad, CA 92010
(800) 251-0364


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Health & Insurance Services | Family Health Plans, Medical Insurance, Affordable Health Insurance California, Individual Health Insurance, Medicare Part B & Part D, Medicare Supplement Plans, Dental Insurance, Life Insurance, HMO, PPO, Critical Care Insurance, Disability Insurance, Long Term Care, San Diego Health Insurance, Anthem Blue Cross, Aetna, Health Net, Health Care Insurance, San Diego Life Insurance, Oceanside, Vista, Encinitas, San Marcos, Solana Beach, Escondido, Fallbrook, Poway, San Clemente, Temecula, Murrieta, Ramona, Dana Point, San Juan Capistrano, Wildomar, San Diego County CA, California | 2768 Loker Ave. West, #100, Carlsbad CA 92010 | (760) 692-2217 or Toll Free (800) 251-0364